Wednesday, August 02, 2006

Credit card frauded

Crud! I got a call from MBNA to verify some "suspicious activity" on my credit card, and sure enough someone managed to get to their online banking site, use my account number to log in, change my address to somewhere in Maryland, and buy an $11,000 dollar computer from Dell.

Luckily Dell was on the ball and asked MBNA to verify the purchase, so the account will be closed immediately. Still, I wonder how they came up with the number? A little scary; but changing that account number is something I should have done years ago, as I use it for way too much stuff. (Which is exactly why I haven't changed it.)

When I called MBNA they asked for my mother's maiden name as verification. I bet that's easy to find - wonder if the online banking site used that same security?

Hopefully changing the account number is the end of it. Then I need to start splitting up my accounts: one credit card for online purchases, one for monthly charges, one for gas, etc. Be careful out there!