Someone left a comment on my OurMedia post suggesting that I check out SmugMug. It seems like a nice enough site, but I wouldn't use it right now, for a few reasons - primarily, there is a huge commitment difference between a site that asks for a credit card and a site that doesn't. I have no idea how much time I want to spend on uploading photos in the next year; it could be hours or days, but it also could be minutes, so I don't want to lay out the cash up front. If I were them, I would offer either a free or advertising-supported basic site for simple users like me, with an opportunity to upgrade to their cooler features after they've hooked me in. My web hosting company, M6, has done this to me quite neatly - their basic package sells for $5 a month which I thought was pretty good for what was offered, so I signed up for a year. I'm sure I've put another $60 just in add-ons to what the original deal was though, and I'm already considering upping to their next service level.
Of course, the other reason I signed up with OurMedia is that Scoble told me about it first :)